The lender will order the appraisal (appraisals are for loan purposes only).
The attorney will let you know if there are any incumberance in the title and instruct you upon what will be needed for your soliciting prostitution nj closing.
I suggest you get a licensed inspector with credentials to be taken seriously the seller should a problem exist.The attorney/escrow/title company will start your title search.Should the seller be unrepresented also, make sure when earnest money is delivered that it goes into an escrow account - comingling of funds is punishable offense in most states and ignorance is not an excuse.I can understand (not condone) why you would want to omit a Realtor in the sell of your property because the seller pays the fee.After you get the contract written and sign off on by all parties (at this point everyone should have copies and you retain the original for lender purposes then a copy goes to the title/escrow/attorney - different states do it different ways.If you were going into court, would you go without an attorney - even if they were free to you?Why in the world would you not use a Realtor for a purchase - they cost you nothing and you get so much in return?Make sure you have your copy for your records.
You will also need the following addendums: a lead base paint disclosure(if the house was built before 1979 - the EPA requires this even if you are unrepresented - no excuses Some states require a property disclosures form (filled out by the seller prior.
After the inspection, you should give the seller your punch list for him to fix.Plus, run comps, maybe even help you get more "stuff" with their negoiating skills, be an objective council refer reputatable resources your way and keep you legal (most don't know they are breaking the law).Don't try to write something up yourself on a dinner napkin or piece of paper - when you have problems, they will be BIG ones doing it that way.Cosmetic items are not contractual with the exception of new home construction.If you wait until fat dirty whores you close you may be looking at weeks for those services.Now back to harping - a good agent would handling all these aspects for you and ensure things don't slip through the cracks.City SearchAnnapolis, MDAnn Arbor, MIAspen, COAthens, GABellingham, WABend, ORBigfork, MTBishop, CABloomington, INBoca Raton, FLBoise, IDBoone, NCBoulder, COBowling Green, KYBurlington, VTCambridge, MACarolina Beach, NCCasper, WYChampaign, ILChandler, AZChapel Hill, NCCharlotte, NCClarksville, TNCoeur d'Alene, IDColorado Springs, COColumbia, SCConcord, NHCoos Bay, ORDurango, COFargo, NDFayetteville, ARFond du Lac, WIFort Collins.Another note to the wise.Give your lender either the original or a copy (he'll let you know what his practice is).If you are obtaining a loan for the purchase, while you are under contract - buy nothing on credit (Sears will deliver a frig in one day).Along the way you should keep in contact with your lender to make sure everything is on track and get him/her all the documents immediately to avoid any delays.